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Contact Us Government Contract Financing

Funding your Government Contract upfront—and anytime after

Are you a Government Contractor and need Financing? Contact us today!

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Government Contract Loans

to $25MM

Advance rates

50% LTV
No Personal Guarantees

Did you Win a Government Contract?

Government Contract Financing makes it easy for your business to overcome the challenges that come with delivering on a government contract. Knowing you can finance your government contract anytime –  before you start work or midstream –  will remove any doubts you might have in making those key decisions or strategic investments in your business.

Challenges of being a Government Contractor

A key challenge of being government contractor is working capital.  You can’t get paid until you do the work, and it can be hard to do the work before you get paid.  LEONID’s government contract loans provide an upfront infusion of non-dilutive capital that is paid down over the period of performance on your contract, allowing you to make the best investments for your business while you execute on your government work.

LEONID is the leader in Government Contract Financing – providing non-dilutive capital resources to clients at any point during the lifecycle of a government contract – even before you start work.  As government contracting scientists and engineers, we understand the unique financial challenges these situations can present to entrepreneurs and small business.

Our Solutions

Our Government Contract financing team can establish Term Loans for our clients from $500K and up to $25MM.  (Need less than $500K?  Learn about our Government Contract Line of Credit)

Government Contract Loans up to
$25 Million
No Personal Guarantees

Flexible financing terms

We typically offer 50% loan to ‘total contract value’, ultra-competitive rates, with no hidden fees.

Upfront Pricing

We prefer to build long-term, trusting relationships with our clients.  Like our Government AR Financing and Government Invoice Financing services, we will never quote you a price and then try to slip in a raft of miscellaneous “program access”, “origination”, or “unused line” fees.  What you see is what you get.


Efficient process with zero commitment

We fund your government contracts within 30 business days (typically less). We can finance multiple government contracts all at once, or just the amount you need to keep your business running. There is no re-application process required.

Funding anytime, even before work begins

Just like our SBIR grant financing service, we can fund your Government Contract at any time during the period of performance, including before you start work. You get the funds you need to make new hires, purchase equipment, and cover related upfront costs to launch your project immediately.

No Personal Guarantees, No prepayment penalties

We will never ask for a Personal Guarantee and won’t ask you for any long term commitments. Pay off your loan in full anytime, without the worry of penalties or additional fees of any kind.

Government Trusted Provider

LEONID is a Government Trusted Capital Provider and has experience transacting on classified projects. Being a Trusted Capital provider gives you peace of mind about who you are partnering with.

What Is Government Contract Financing?

Government Contract financing is a form of financing used by government contractors to access working capital to fulfill their current contractual obligations. Winning a government contract means steady work and recurring revenue for small and medium-sized businesses- which is great, but comes with certain challenges as well. The primary complication can be access to working capital to pay for upfront costs such as staffing and vendors. This is where contract financing is a great option as it provides the access to working capital a government contractor needs to fulfill its contracts. Below are the three primary types of Government Contract options available to start-ups, and small and medium-sized businesses:

1. Government Contract Financing- Get the financing you need, even before starting the work.  LEONID is the only company in the market to offer this option.

2. Government Invoice Factoring– Also known as factoring government receivables, a government factoring company purchases your outstanding government invoices and advances you a portion of the invoice upfront.

3. Government Asset-Based Lending- Some lenders may offer a government contractor a Loan or line of credit that is backed by their company’s outstanding receivables from the Federal Government. 

How Does Government Contract Financing Help My Business?

Government Contract Financing provides consistent working capital for your business before you even start the work. Every Government Contractor is aware that they need working capital to cover regular expenses to complete a contract obligation, whether is a current project or plans for future work. The Federal Government always pays its obligations but the long wait for those payments makes it harder for a business to grow or bid on new contracts. Financing your government contract or unpaid invoice gives a business the working capital to manage payroll, pay overhead costs, pay vendors, and buy the materials they need to meet the current contractual obligations and take on new government contract opportunities. 

Is Government Contract Financing A Good Option For My Business?

Government Contract Financing makes it easy for your business to overcome the challenges that come with fulfilling a government contract. Knowing you can secure financing before you even start the work or before your government invoice is paid will remove any doubts you might have in bidding on a new contract or how you’re going to keep your business running to fulfill your current contract.

LEONID’s flexible financial solutions have been crafted specifically to help government contractors fulfill their mission objectives. We believe working capital should not be the roadblock in preventing you from growing your business and helping our nation’s innovators accomplish their goals. Contact us today!

We believe our relationship with Leonid Finance will help us to expand our operations and move quickly within a dynamic supply chain environment.

This agreement will ultimately help us bring a life-saving product to market more quickly, making our customers’ operations safer.

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Caleb Carr
Founder and CEO, Vita