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Contact Us Government Contract Line Of Credit

Funding your Government Contract upfront—and anytime after

Are you a Government Contractor and need Financing? Contact us today!

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Lines of Credit

to $500K

Advance rates

50% LTV
No Personal Guarantees

Need a flexible solution for your working capital needs?

LEONID’s Government Contract Lines of Credit give you the power to decide when and how to use the value of your government contract.  Like a credit card, the LOCs can be used for any amount, up to the credit limit, and then paid down when you are paid on your contract or anytime in between.  Especially useful for multiple smaller contracts, you can unlock the value of your entire contract stack.



Why choose a Revolving Line of Credit?

If you have short-term or periodic needs to meet, a Revolving Line of Credit can be a good choice for your business.  Some call it a “shock absorber”, in that it allows you to smooth out cash flows or quickly pay for unforeseen expenses.  You only pay interest while you have a balance, so you can limit your cost of capital as you see fit.

LEONID is the leader in Government Contract Financing – providing non-dilutive capital resources to clients at any point during the lifecycle of a government contract – even before you start work.  As government contracting scientists and engineers, we understand the unique financial challenges these situations can present to entrepreneurs and small business.

Our Solutions

Our Government Contract financing team can establish Revolving Lines of Credit term loans up to $500K, with no minimums.  (Need more than $500K?  Learn about our Government Contract Loans here)

Lines of Credit
up to $500K
No Personal Guarantees

Flexible financing terms

We typically offer 50% loan to ‘total contract value’, ultra-competitive rates, with no hidden fees.

Upfront Pricing

We prefer to build long-term, trusting relationships with our clients.  We will never quote you a price and then try to slip in a raft of miscellaneous “program access”, “origination”, or “unused line” fees.  What you see is what you get.


Efficient process with zero commitment

We fund your government contracts within 30 business days (typically less). We can finance multiple government contracts all at once, or just the amount you need to keep your business running. There is no re-application process required.

Funding anytime, even before work begins

Just like our SBIR grant financing service, we can fund your Government Contract Line of Credit at any time during the period of performance, including before you start work. You get the funds you need to make new hires, purchase equipment, and cover related upfront costs to launch your project immediately.

No Personal Guarantees, No prepayment penalties

We will never ask for a Personal Guarantee and won’t ask you for any long-term commitments. Pay off your loan in full anytime, without the worry of penalties or additional fees of any kind.

Government Trusted Provider

LEONID is a Government Trusted Capital Provider and has experience transacting on classified projects. Being a Trusted Capital provider gives you peace of mind about who you are partnering with.

What Is Government Contract Financing?

Government Contract financing is a unique financing solution for those looking to leverage government contracts for additional working capital.

Government Contractors that win a government contract have obtained steady work and recurring revenue – excellent when you are a small- or medium size business. However, government contracts come with numerous challenges, notably with access to working capital, especially if you have multiple government contracts you need to execute on simultaneously.

This is where contract financing is a great option, as it can provide access to the working capital necessary to fulfill contractual obligations.

There are three primary types of Government Contract Financing options that LEONID offers to start-ups and small and medium-sized businesses:

1. Government Contract Term Loan– Get up to 50% of your current Government Contract upfront, market-leading rates, flexible payment schedules, and no personal guarantees.

2. Government Contract Revolving Lines of Credit– Expertly crafted to meet government contractors needing short-term or periodic capital. Get 50% contract LTV credit lines up to $500K; no minimums and no personal guarantees.

3. Government Invoice Financing– Also known as Government Invoice Factoring, LEONID will purchase your outstanding government invoices and advances you 90% of the invoice upfront. Unlike factoring, these are one-off transactions with one daily rate – no long-term commitments or long schedules of miscellaneous fees.

Is Government Contract Lines of Credit a Good Option For My Business?

A Government Contract Line of Credit makes it easy for your business to fund periodic expenses or multiple contracts simultaneously. Small and Medium size businesses have different needs, whether it is making payroll, deciding on a strategic investment, or pursuing another key contract. Knowing you can secure financing in the form of a line of credit before you even start the work removes any doubts you might have before bidding on a new contract.

LEONID’s flexible financial solutions have been crafted specifically to help government contractors fulfill their contract objectives before or after they start working on them. Working capital should not deter you from growing your business. Contact us today!

We believe our relationship with Leonid Finance will help us to expand our operations and move quickly within a dynamic supply chain environment.

This agreement will ultimately help us bring a life-saving product to market more quickly, making our customers’ operations safer.

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Caleb Carr
Founder and CEO, Vita